Consumer Finance Systems, Inc. is committed to protecting your privacy. This privacy policy applies to data collected by Consumer Finance Systems, Inc. through its websites that link to this privacy policy, the Loan Plus 3 software, and other software and services that may be provided by Consumer Finance Systems, Inc. from time to time (the "CFS Services"). This privacy policy does not apply to information collected by websites, software, services, plugins, or features provided by third parties (the "Third Party Services") and accessible through the CFS Services or otherwise. Please contact the providers of the Third Party Services if you have questions about their privacy policies.

THE INFORMATION WE COLLECT

You are not required to provide personally identifiable information to visit Consumer Finance Systems, Inc.' websites. However, you will be required to provide certain personally identifiable information in order to establish a demo with Consumer Finance Systems, Inc. or make use of certain CFS Services.

General Information

Consumer Finance Systems, Inc. may ask you to provide personally identifiable information (for example, your email address, phone number, mailing address, telephone number, or business name) in order to access and use certain CFS Services.

Usage Statistics

Consumer Finance Systems, Inc. may collect information that you make available when you interact with the CFS Services. This information may include the pages you view on Consumer Finance Systems, Inc.' websites, website traffic analysis data used to optimize the CFS Services, and technical information such as your browser's window dimensions, your operating system, and the time you spend viewing a web page. Consumer Finance Systems, Inc. may also collect certain commonly available information that your browser provides to every website that you visit. This information includes your Internet Protocol (IP) address, the web page you have requested, the referring website (including search engines), your browser software, your browser's language settings, and access time and date. Consumer Finance Systems, Inc. may also use "cookies" and other similar technology in connection with the CFS Services, as discussed in the cookie section below.

HOW YOUR INFORMATION IS PROTECTED

Consumer Finance Systems, Inc. is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access, which are located in controlled facilities. When we transmit confidential information (such as an email address or phone number) over the Internet, we protect it with industry standard encryption, such as the Secure Sockets Layer (SSL) protocol.

If a password is used to help protect your accounts and personal information, it is your responsibility to keep your password confidential. Do not share this information with anyone. If you are sharing a computer with anyone you should always log out before leaving a site or service to protect access to your information from subsequent users. If you become aware of any unauthorized disclosure of you account or personal information, please notify Consumer Finance Systems, Inc. and promptly change your password to prevent unauthorized access and use of your account.

HOW YOUR INFORMATION IS USED

Enabling Certain CFS Services

Certain CFS Services will not function unless you provide Consumer Finance Systems, Inc. with certain personally identifiable information. For example, the CFS Services cannot connect to a third party communications network unless you provide Consumer Finance Systems, Inc. with certain required login information (such as your username, password, and any other required information by such network) (the "User Access Information") and you permit Consumer Finance Systems, Inc. to share the User Access Information. By providing the User Access Information to Consumer Finance Systems, Inc. and accessing and using the CFS Services, you authorize us to share the User Access Information with the relevant third party communications network provider solely for the purpose of establishing and authenticating your session.

Improving CFS Services

Consumer Finance Systems, Inc. collects and uses your personal information to operate and improve its websites and the other CFS Services. These uses may include providing you with more effective customer service; making the Consumer Finance Systems, Inc. websites and other CFS Services easier to use by eliminating the need for you to repeatedly enter the same information; performing research and analysis aimed at improving Consumer Finance Systems, Inc. products, services and technologies; and permitting you to gain access to certain features of the CFS Services not available to the general public (including your user account information and preferences).

Sending Authorized Communications to You

Consumer Finance Systems, Inc. may also use your personal information to communicate with you, including sending certain mandatory service communications such as welcome letters, billing reminders, information on technical service issues, and security announcements. In addition, Consumer Finance Systems, Inc. may send periodic member letters that are considered part of the CFS Services. Consumer Finance Systems, Inc. may also occasionally send you product surveys or promotional mailings to inform you of other products or services available from Consumer Finance Systems, Inc.. You may opt out of promotional mailings and surveys from Consumer Finance Systems, Inc. by disabling receipt of these items in your user account preferences.

Storage of Your Personal Information

Personal information collected on Consumer Finance Systems, Inc. websites and through the CFS Services may be stored and processed in the United States or any other country in which Consumer Finance Systems, Inc. or service providers maintain facilities. Personally identifiable information may be transferred across borders and from your country or jurisdiction to other countries or jurisdictions around the world in connection with the CFS Services.

Disclosure of Your Personal Information to Third Parties

Except as described in this privacy policy, Consumer Finance Systems, Inc. will not disclose your personal information to third parties without your consent. Consumer Finance Systems, Inc. does not sell, lease, or rent your email address or contact information to third parties.

Miscellaneous Issues

Consumer Finance Systems, Inc. may hire other companies to provide limited services on its behalf, such as handling the processing and delivery of mailings, hosting websites, processing transactions, or performing statistical analysis of CFS Services. Those service providers will be permitted to obtain only the personal information they need to deliver such services, are required to maintain the confidentiality of the information, and are prohibited from using it for any other purpose.

Consumer Finance Systems, Inc. may access or disclose information about you, including the content of your communications, in order to: (a) comply with the law or respond to lawful requests or legal process; (b) protect the rights or property of Consumer Finance Systems, Inc. or our customers, including the enforcement of our agreements or policies governing your use of the CFS Services; or (c) act on a good faith belief that such access or disclosure is necessary to protect the personal safety of Consumer Finance Systems, Inc. employees, customers or the public.

In the event that Consumer Finance Systems, Inc. is acquired by or merges with another company or transfers substantially all of its assets to another company, Consumer Finance Systems, Inc. may transfer all of its user information and data, including information about you (including personally identifiable information), to that other company.

COOKIES AND OTHER SIMILAR TECHNOLOGY

Consumer Finance Systems, Inc. may use "cookies" to personalize your experience of its websites. A cookie is a small text file that Internet browsers may place on your computer's hard drive. Cookies contain information that a website server is able to read when you visit that website.

Cookie Usage

Consumer Finance Systems, Inc. may use cookies to store your preferences and other information on your computer in order to save you time by eliminating the need to repeatedly enter the same information when you visit Consumer Finance Systems, Inc. websites. Cookies allow Consumer Finance Systems, Inc. to display your personalized content on your later visits to these websites.

Cookie Control

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to sign in or use other interactive features of the Consumer Finance Systems, Inc. websites and the CFS Services that depend on cookies. Please review your browser's documentation if you would like to disable or reject cookies.

If you choose to accept cookies, you also have the ability to later delete cookies that you have accepted. Please refer to your browser's documentation if you would like to delete cookies. If you choose to delete cookies, any settings and preferences controlled by those cookies will be deleted and may need to be recreated.

Web Beacons and Usage

In addition, Consumer Finance Systems, Inc. websites, email correspondence, and other communications may contain "web beacons", "single-pixel GIFs", "tracking images", or other similar technology. These files are small, transparent images provided by Consumer Finance Systems, Inc. or third party website statistics software and are used solely to facilitate the collection of non-personally identifiable information about your use of CFS Services, including the number of website visitors Consumer Finance Systems, Inc. receives, the number of times an email from Consumer Finance Systems, Inc. is opened, and other similar uses.

CONTACTING Consumer Finance Systems, Inc.

Consumer Finance Systems, Inc. welcomes your comments and questions regarding this privacy policy, including any questions you may have about the particular use of your information. If you would like to contact us regarding this privacy policy, please feel free to contact us by email at cfssupport@cfssoftware.com or over the phone at 1-800-340-8580.

CHANGES TO THIS PRIVACY POLICY

Consumer Finance Systems, Inc. may update this privacy policy from time to time to reflect changes in the CFS Services and customer feedback. When we post changes to this privacy policy, we will revise the "last updated" date at the bottom of this privacy policy. If there are material changes to this privacy policy or in how Consumer Finance Systems, Inc. will use your personal information, we will notify you either by prominently posting a notice of such changes on our website prior to implementing the change or by directly sending you a notification. We encourage you to periodically review this privacy policy to stay informed of how Consumer Finance Systems, Inc. is protecting your information. If you disagree with the changes to this privacy policy, you may choose to opt out by sending written notice to cfssupport@cfssoftware.com requesting termination of your account.

Last Updated: July 12th, 2017